It’s every one’s dream to live in a decent house but many are the challenges that citizens face to actualize this dream. A number of research works done have revealed that among the many challenges is access to Housing finance. Civic Forum on Housing and Habitat through its economic pillar built capacity of its members in savings and loans. It was such a delight to witness the share out of over K338,000 saved by 38 women from Mandevu constituency and members of Kabanana Housing Cooperative. The Housing Cooperative has managed to buy land from their savings, and the members are now moving forward to start construction of their housing units. Monica one of the members shared how she has been able to buy home items from her savings, another member said she was able to extend her house from the savings. This initiative has led to financial inclusion as some members have opened up bank accounts.